Education’s Own Insurance Company™

United Educators (UE) provides liability insurance and risk management solutions to meet the unique needs of K-12 schools, colleges, and universities.

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About UE

We serve members from large university systems to small, independent K-12 schools, providing coverage and tools to help institutions confidently manage education-specific liability risks.

Founded exclusively for education, UE has received an A (Excellent) financial strength rating from AM Best every year since 1998. UE is among Ward’s 50® top-performing insurance companies.

Our History

In March 1987, 59 founding educational institutions created UE to serve education by offering specialized liability coverage. Learn more about UE’s history ›

Our Vision

To be the leading risk transfer and risk management partner of choice for educational institutions

Our Mission

To help educational institutions identify, prevent, respond to, and recover from adversity and risks, enabling them to advance their mission

We Know Education.

Discover what makes our liability coverage and risk management services stand out, hear from current UE members, and learn about our rich history and commitment to education.

UE at a Glance

48

States with UE members
14.3 years

Average length of UE membership
97%

Retention rate over 10 years
>90%

Customer satisfaction
2.9

Average policy count per member
$30 Million

Limits available with UE excess policy

Five Reasons to Choose UE

We serve public and private institutions of all types ranging from small K-12 schools to large, multi-campus universities.
We have a longstanding commitment to offering market-leading capacity with up to $30 million in limits.
We remain committed to providing coverage for complex risks other insurance carriers limit or avoid, such as traumatic brain injury and sexual misconduct.

We understand that a thoughtful, compassionate response balanced with a rational approach to legal matters leads to a better result for all involved.
Our staff of claims professionals, together with select outside defense counsel, give the individual attention each claim deserves.
Our ProResponse® program helps members mitigate risk with media relations, trauma and grief counseling, sexual misconduct investigation, and threat assessment consultation services in the event of crisis.
Members benefit from our pre-claim advice credit, which reduces their self-insured retention when they seek early advice from UE-selected counsel for an incident that later becomes a claim.

We exclusively serve education, setting premiums no greater than necessary to keep pace with the cost of claims.
With insights from member, broker and legal advisory groups, we focus on sustainability and innovation to meet evolving member needs.
Our board members are elected from UE’s member institutions and their boards.

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Education’s Own Insurance Company™

About UE

Our History

Our Vision

Our Mission

We Know Education.

UE at a Glance

48

14.3 years

97%

>90%

2.9

$30 Million

Five Reasons to Choose UE

Comprehensive Coverage

Thoughtful Claims Management

Financial Strength

Supporting Education

Risk Management

Related Content

UE's Leadership

Careers at UE

Liability Insurance

1 of 3 documents are ready for download